Advanced level
Finance & Banking in English: Advanced Vocabulary
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asset
[ˈæset]
liability
[ˌlaɪəˈbɪlɪti]
equity
[ˈekwɪti]
liquidity
[lɪˈkwɪdɪti]
solvency
[ˈsɒlvənsi]
profitability
[ˌprɒfɪtəˈbɪlɪti]
margin
[ˈmɑːʤɪn]
gross margin
[grəʊs ˈmɑːʤɪn]
net profit
[net ˈprɒfɪt]
cash flow
[kæʃ fləʊ]
operating cash flow
[ˈɒpəreɪtɪŋ kæʃ fləʊ]
free cash flow
[friː kæʃ fləʊ]
capex
[ˈkæpeks]
opex
[ˈɒpeks]
discount rate
[ˈdɪskaʊnt reɪt]
valuation
[ˌvæljuˈeɪʃn]
market cap
[ˈmɑːkɪt kæp]
dividend
[ˈdɪvɪdend]
yield
[jiːld]
bond
[bɒnd]
stock
[stɒk]
share
[ʃeə]
portfolio
[pɔːtˈfəʊlɪəʊ]
diversification
[daɪˌvɜːsɪfɪˈkeɪʃn]
risk
[rɪsk]
risk premium
[rɪsk ˈpriːmiəm]
volatility
[ˌvɒləˈtɪlɪti]
hedging
[ˈheʤɪŋ]
derivative
[dɪˈrɪvətɪv]
option
[ˈɒpʃn]
futures
[ˈfjuːʧəz]
interest rate
[ˈɪntrəst reɪt]
inflation
[ɪnˈfleɪʃn]
deflation
[diːˈfleɪʃn]
currency risk
[ˈkʌrənsi rɪsk]
credit risk
[ˈkredɪt rɪsk]
default
[dɪˈfɔːlt]
rating
[ˈreɪtɪŋ]
credit rating
[ˈkredɪt ˈreɪtɪŋ]
leverage
[ˈliːvərɪʤ]
debt
[det]
debt-to-equity
[det tuː ˈekwɪti]
working capital
[ˈwɜːkɪŋ ˈkæpɪtl]
accounts receivable
[əˈkaʊnts rɪˈsiːvəbl]
accounts payable
[əˈkaʊnts ˈpeɪəbl]
cash conversion cycle
[kæʃ kənˈvɜːʃn ˈsaɪkl]
budgeting
[ˈbʌʤɪtɪŋ]
forecast
[ˈfɔːkɑːst]
variance
[ˈveəriəns]
audit
[ˈɔːdɪt]
compliance
[kəmˈplaɪəns]
financial statement
[faɪˈnænʃl ˈsteɪtmənt]
balance sheet
[ˈbæləns ʃiːt]
income statement
[ˈɪnkʌm ˈsteɪtmənt]
cash flow statement
[kæʃ fləʊ ˈsteɪtmənt]
gross profit
[grəʊs ˈprɒfɪt]
net income
[net ˈɪnkʌm]
capital expenditure
[ˈkæpɪtl ɪksˈpendɪʧə]
operating expense
[ˈɒpəreɪtɪŋ ɪksˈpens]
cost of capital
[kɒst əv ˈkæpɪtl]
weighted average cost of capital
[ˈweɪtɪd ˈævərɪʤ kɒst əv ˈkæpɪtl]
sensitivity analysis
[ˌsensɪˈtɪvɪti əˈnæləsɪs]
scenario analysis
[sɪˈnɑːrɪəʊ əˈnæləsɪs]
treasury
[ˈtreʒəri]
liquidity management
[lɪˈkwɪdɪti ˈmænɪʤmənt]
capital structure
[ˈkæpɪtl ˈstrʌkʧə]
asset allocation
[ˈæset ˌæləˈkeɪʃn]
portfolio management
[pɔːtˈfəʊlɪəʊ ˈmænɪʤmənt]
working capital
[ˈwɜːkɪŋ ˈkæpɪtl]
treasury
[ˈtreʒəri]
capital allocation
[ˈkæpɪtl ˌæləˈkeɪʃn]
risk-adjusted return
[rɪsk əˈʤʌstɪd rɪˈtɜːn]
credit spread
[ˈkredɪt spred]
yield curve
[jiːld kɜːv]
duration
[djʊəˈreɪʃn]
stress test
[stres test]
capital adequacy
[ˈkæpɪtl ˈædɪkwəsi]
financial leverage
[faɪˈnænʃl ˈliːvərɪʤ]
credit exposure
[ˈkredɪt ɪkˈspəʊʒə]
liquidity ratio
[lɪˈkwɪdɪti ˈreɪʃiəʊ]
covenant
[ˈkʌvənənt]
impairment
[ɪmˈpeəmənt]
provision
[prəˈvɪʒn]
write-off
[ˈraɪt ɒf]
capital buffer
[ˈkæpɪtl ˈbʌfə]
counterparty risk
[ˈkaʊntəˌpɑːti rɪsk]
market risk
[ˈmɑːkɪt rɪsk]
operational risk
[ˌɒpəˈreɪʃnəl rɪsk]
liquidity coverage ratio
[lɪˈkwɪdɪti ˈkʌvərɪʤ ˈreɪʃiəʊ]
net interest margin
[net ˈɪntrəst ˈmɑːʤɪn]
cost of debt
[kɒst əv det]
cost of equity
[kɒst əv ˈekwɪti]
capital expenditure
[ˈkæpɪtl ɪksˈpendɪʧə]
operating leverage
[ˈɒpəreɪtɪŋ ˈliːvərɪʤ]
financial modeling
[faɪˈnænʃl ˈmɒdəlɪŋ]
scenario analysis
[sɪˈnɑːrɪəʊ əˈnæləsɪs]
Frequently Asked Questions
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